International travel insurers operating in Russia, such as Allianz and World Nomads, accept payments by Visa, MasterCard, and PayPal (via a foreign account). Some local insurers require payment via Mir or direct bank transfer to a Russian account. Premiums can be paid online, via phone, or at partner banks. Paying with a card that offers travel protection benefits can add an extra layer of security. Always keep the receipt, as it may be required for claim filing.